Resort Program

Partington, Zimny Insurance offers Resort Programs to small and mid-size family resorts and campgrounds throughout Central, MN. The programs include Commercial Property, Commercial General Liability, Inland Marine, Boat Launching Legal Liability, Non-Audited Liability.

Being an independent agency Partington, Zimny Insurance has the flexibility in placing resort insurance with multiple companies, such as United Fire and Casualty, Continental Western Group, Auto Owners Insurance and North Star Mutual Insurance.

Certain coverages can be included, but limited to, depending on which company the resort is placed with.
 

Property Coverages

• Buildings – schedule basis
• Personal Property – blanket basis available
• Actual Cash Value or Replacement Cost on Buildings and Personal Property
   

Liability Coverages

• Premises and Operations
• Products and Completed Operations
• Personal and Advertising Injury
• Damage to Premises You Rent Liability
• Medical Expenses
   

Inland Marine Coverages

• Physical Damage Protection for Boats and Motors
• Scheduled Personal Property
• Docks, Piers and Wharves
   

Optional Coverages

• Homeowners Extension Endorsement – is an option that provides Personal Property and Personal Liability protection for owners who use the resort as a primary residence.
• Business Income and Extra Expense coverage on an 12 month actual loss sustained basis.
• Owned boat liability
• Guests’ Property Legal Liability
• Swimming rafts and rubber type rafts
• Water Slides (12 feet or less)
• Golf courses
• Fishing and guide services
• Restaurants
• Ski trails – cross country (owned or maintained)
• Bike rental
• Boat storage or moorage
• Ice fishing house rental